City Comparison

Arlington vs Fort Smith

Cost of Living Comparison · 2026

Arlington

Texas
96
Average
$260,000
Median Home
$1,300/mo
Median Rent
$60,138
Median Income

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

The Verdict

24.7%

The cost gap between these cities is 24.7%, with Fort Smith being the more affordable option. A $75,000 income in Arlington has equivalent purchasing power to $60,156 in Fort Smith.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
86
Arlington
49
Fort Smith
Groceries
96
Arlington
92
Fort Smith
Utilities
99
Arlington
95
Fort Smith
Transportation
106
Arlington
90
Fort Smith
Healthcare
100
Arlington
88
Fort Smith

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $60,156 in Fort Smith.

Conversely, $75,000 in Fort Smith equals $93,506 in Arlington.

Living in Arlington vs Fort Smith

Housing Costs

Arlington's housing index of 86 is higher Fort Smith's 49, translating to median home prices of $260,000 vs $155,000. The $105,000 difference in home prices means roughly $6,828 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Arlington compared to $775/mo in Fort Smith, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 96 in Arlington and 92 in Fort Smith. A household spending the national average of $475/month on groceries would pay approximately $456/month in Arlington vs $437/month in Fort Smith. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Arlington and 95 in Fort Smith. Monthly utility bills average approximately $396 in Arlington vs $380 in Fort Smith. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Arlington and 88 in Fort Smith. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $60,138 in Arlington and $45,200 in Fort Smith. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,644 and $58,701 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,403/month to housing in Arlington vs $1,055/month in Fort Smith. In Arlington, median rent of $1,300/mo fits within this budget. In Fort Smith, median rent of $775/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 37 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 24.7% more affordable overall with an index of 77 vs 96.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $60,156 in Fort Smith, based on the cost of living difference.
Arlington's housing index is 86 with median homes at $260,000, while Fort Smith's is 49 with median homes at $155,000.

Moving & Relocation Resources

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