City Comparison

Arlington vs Fort Collins

Cost of Living Comparison · 2026

Arlington

Texas
96
Average
$260,000
Median Home
$1,300/mo
Median Rent
$60,138
Median Income

Fort Collins

Colorado
116
Above Average
$531,000
Median Home
$1,625/mo
Median Rent
$74,800
Median Income

The Verdict

17.2%

The cost gap between these cities is 17.2%, with Arlington being the more affordable option. A $75,000 income in Arlington has equivalent purchasing power to $90,625 in Fort Collins.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
86
Arlington
142
Fort Collins
Groceries
96
Arlington
100
Fort Collins
Utilities
99
Arlington
87
Fort Collins
Transportation
106
Arlington
108
Fort Collins
Healthcare
100
Arlington
97
Fort Collins

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $90,625 in Fort Collins.

Conversely, $75,000 in Fort Collins equals $62,069 in Arlington.

Living in Arlington vs Fort Collins

Housing Costs

Arlington's housing index of 86 is lower Fort Collins's 142, translating to median home prices of $260,000 vs $531,000. The $271,000 difference in home prices means roughly $17,616 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Arlington compared to $1,625/mo in Fort Collins, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 96 in Arlington and 100 in Fort Collins. A household spending the national average of $475/month on groceries would pay approximately $456/month in Arlington vs $475/month in Fort Collins. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Arlington and 87 in Fort Collins. Monthly utility bills average approximately $396 in Arlington vs $348 in Fort Collins. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 100 in Arlington and 97 in Fort Collins. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $60,138 in Arlington and $74,800 in Fort Collins. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,644 and $64,483 respectively. Fort Collins residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,403/month to housing in Arlington vs $1,745/month in Fort Collins. In Arlington, median rent of $1,300/mo fits within this budget. In Fort Collins, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 56 index points — focus your budget analysis there.

Frequently Asked Questions

Arlington is 17.2% more affordable overall with an index of 96 vs 116.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $90,625 in Fort Collins, based on the cost of living difference.
Arlington's housing index is 86 with median homes at $260,000, while Fort Collins's is 142 with median homes at $531,000.

Moving & Relocation Resources

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