Appleton vs Waco
Cost of Living Comparison · 2026
Appleton
Waco
The Verdict
Waco is 6.0% less expensive than Appleton overall. A household earning $75,000 in Appleton would need approximately $70,739 in Waco to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Appleton has the same purchasing power as $70,739 in Waco.
Conversely, $75,000 in Waco equals $79,518 in Appleton.
Living in Appleton vs Waco
Housing Costs
Appleton's housing index of 91 is higher Waco's 63, translating to median home prices of $279,000 vs $230,000. The $49,000 difference in home prices means roughly $3,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Appleton compared to $1,050/mo in Waco, a monthly difference of $100.
Grocery & Food Costs
Grocery expenses index at 98 in Appleton and 95 in Waco. A household spending the national average of $475/month on groceries would pay approximately $466/month in Appleton vs $451/month in Waco. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 70 in Appleton and 97 in Waco. Monthly utility bills average approximately $280 in Appleton vs $388 in Waco. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 116 in Appleton and 93 in Waco. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $80,500 in Appleton and $49,500 in Waco. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $91,477 and $59,639 respectively. Appleton residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,878/month to housing in Appleton vs $1,155/month in Waco. In Appleton, median rent of $950/mo fits within this budget. In Waco, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 28 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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