City Comparison

Appleton vs Surprise

Cost of Living Comparison · 2026

Appleton

Wisconsin
88
Below Average
$279,000
Median Home
$950/mo
Median Rent
$80,500
Median Income

Surprise

Arizona
103
Average
$419,000
Median Home
$1,575/mo
Median Rent
$85,500
Median Income

The Verdict

14.6%

The cost gap between these cities is 14.6%, with Appleton being the more affordable option. A $75,000 income in Appleton has equivalent purchasing power to $87,784 in Surprise.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Appleton
105
Surprise
Groceries
98
Appleton
100
Surprise
Utilities
70
Appleton
102
Surprise
Transportation
79
Appleton
106
Surprise
Healthcare
116
Appleton
97
Surprise

Salary Equivalence

A $75,000 salary in Appleton has the same purchasing power as $87,784 in Surprise.

Conversely, $75,000 in Surprise equals $64,078 in Appleton.

Living in Appleton vs Surprise

Housing Costs

Appleton's housing index of 91 is lower Surprise's 105, translating to median home prices of $279,000 vs $419,000. The $140,000 difference in home prices means roughly $9,096 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Appleton compared to $1,575/mo in Surprise, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 98 in Appleton and 100 in Surprise. A household spending the national average of $475/month on groceries would pay approximately $466/month in Appleton vs $475/month in Surprise. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 70 in Appleton and 102 in Surprise. Monthly utility bills average approximately $280 in Appleton vs $408 in Surprise. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Appleton and 97 in Surprise. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $80,500 in Appleton and $85,500 in Surprise. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $91,477 and $83,010 respectively. Appleton residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,878/month to housing in Appleton vs $1,995/month in Surprise. In Appleton, median rent of $950/mo fits within this budget. In Surprise, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 32 index points — focus your budget analysis there.

Frequently Asked Questions

Appleton is 14.6% more affordable overall with an index of 88 vs 103.
A $75,000 salary in Appleton has equivalent purchasing power to approximately $87,784 in Surprise, based on the cost of living difference.
Appleton's housing index is 91 with median homes at $279,000, while Surprise's is 105 with median homes at $419,000.

Moving & Relocation Resources

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