City Comparison

Appleton vs St. Paul

Cost of Living Comparison · 2026

Appleton

Wisconsin
88
Below Average
$279,000
Median Home
$950/mo
Median Rent
$80,500
Median Income

St. Paul

Minnesota
100
Average
$260,000
Median Home
$1,300/mo
Median Rent
$57,718
Median Income

The Verdict

12.0%

The cost gap between these cities is 12.0%, with Appleton being the more affordable option. A $75,000 income in Appleton has equivalent purchasing power to $85,227 in St. Paul.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Appleton
98
St. Paul
Groceries
98
Appleton
103
St. Paul
Utilities
70
Appleton
97
St. Paul
Transportation
79
Appleton
108
St. Paul
Healthcare
116
Appleton
105
St. Paul

Salary Equivalence

A $75,000 salary in Appleton has the same purchasing power as $85,227 in St. Paul.

Conversely, $75,000 in St. Paul equals $66,000 in Appleton.

Living in Appleton vs St. Paul

Housing Costs

Appleton's housing index of 91 is lower St. Paul's 98, translating to median home prices of $279,000 vs $260,000. The $19,000 difference in home prices means roughly $1,236 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Appleton compared to $1,300/mo in St. Paul, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 98 in Appleton and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $466/month in Appleton vs $489/month in St. Paul. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 70 in Appleton and 97 in St. Paul. Monthly utility bills average approximately $280 in Appleton vs $388 in St. Paul. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Appleton and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $80,500 in Appleton and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $91,477 and $57,718 respectively. Appleton residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,878/month to housing in Appleton vs $1,347/month in St. Paul. In Appleton, median rent of $950/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Appleton is 12.0% more affordable overall with an index of 88 vs 100.
A $75,000 salary in Appleton has equivalent purchasing power to approximately $85,227 in St. Paul, based on the cost of living difference.
Appleton's housing index is 91 with median homes at $279,000, while St. Paul's is 98 with median homes at $260,000.

Moving & Relocation Resources

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