City Comparison

Appleton vs Springfield

Cost of Living Comparison · 2026

Appleton

Wisconsin
88
Below Average
$279,000
Median Home
$950/mo
Median Rent
$80,500
Median Income

Springfield

Illinois
78
Very Affordable
$162,000
Median Home
$925/mo
Median Rent
$65,500
Median Income

The Verdict

12.8%

The cost gap between these cities is 12.8%, with Springfield being the more affordable option. A $75,000 income in Appleton has equivalent purchasing power to $66,477 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Appleton
52
Springfield
Groceries
98
Appleton
98
Springfield
Utilities
70
Appleton
98
Springfield
Transportation
79
Appleton
114
Springfield
Healthcare
116
Appleton
91
Springfield

Salary Equivalence

A $75,000 salary in Appleton has the same purchasing power as $66,477 in Springfield.

Conversely, $75,000 in Springfield equals $84,615 in Appleton.

Living in Appleton vs Springfield

Housing Costs

Appleton's housing index of 91 is higher Springfield's 52, translating to median home prices of $279,000 vs $162,000. The $117,000 difference in home prices means roughly $7,608 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Appleton compared to $925/mo in Springfield, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 98 in Appleton and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $466/month in Appleton vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 70 in Appleton and 98 in Springfield. Monthly utility bills average approximately $280 in Appleton vs $392 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Appleton and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $80,500 in Appleton and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $91,477 and $83,974 respectively. Appleton residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,878/month to housing in Appleton vs $1,528/month in Springfield. In Appleton, median rent of $950/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 39 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 12.8% more affordable overall with an index of 78 vs 88.
A $75,000 salary in Appleton has equivalent purchasing power to approximately $66,477 in Springfield, based on the cost of living difference.
Appleton's housing index is 91 with median homes at $279,000, while Springfield's is 52 with median homes at $162,000.

Moving & Relocation Resources

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