City Comparison

Appleton vs Pensacola

Cost of Living Comparison · 2026

Appleton

Wisconsin
88
Below Average
$279,000
Median Home
$950/mo
Median Rent
$80,500
Median Income

Pensacola

Florida
89
Below Average
$314,000
Median Home
$1,350/mo
Median Rent
$63,200
Median Income

The Verdict

1.1%

The cost gap between these cities is 1.1%, with Appleton being the more affordable option. A $75,000 income in Appleton has equivalent purchasing power to $75,852 in Pensacola.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Appleton
80
Pensacola
Groceries
98
Appleton
101
Pensacola
Utilities
70
Appleton
94
Pensacola
Transportation
79
Appleton
98
Pensacola
Healthcare
116
Appleton
100
Pensacola

Salary Equivalence

A $75,000 salary in Appleton has the same purchasing power as $75,852 in Pensacola.

Conversely, $75,000 in Pensacola equals $74,157 in Appleton.

Living in Appleton vs Pensacola

Housing Costs

Appleton's housing index of 91 is higher Pensacola's 80, translating to median home prices of $279,000 vs $314,000. The $35,000 difference in home prices means roughly $2,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Appleton compared to $1,350/mo in Pensacola, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 98 in Appleton and 101 in Pensacola. A household spending the national average of $475/month on groceries would pay approximately $466/month in Appleton vs $480/month in Pensacola. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 70 in Appleton and 94 in Pensacola. Monthly utility bills average approximately $280 in Appleton vs $376 in Pensacola. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Appleton and 100 in Pensacola. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $80,500 in Appleton and $63,200 in Pensacola. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $91,477 and $71,011 respectively. Appleton residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,878/month to housing in Appleton vs $1,475/month in Pensacola. In Appleton, median rent of $950/mo fits within this budget. In Pensacola, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

Appleton is 1.1% more affordable overall with an index of 88 vs 89.
A $75,000 salary in Appleton has equivalent purchasing power to approximately $75,852 in Pensacola, based on the cost of living difference.
Appleton's housing index is 91 with median homes at $279,000, while Pensacola's is 80 with median homes at $314,000.

Moving & Relocation Resources

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