City Comparison

Appleton vs Ocala

Cost of Living Comparison · 2026

Appleton

Wisconsin
88
Below Average
$279,000
Median Home
$950/mo
Median Rent
$80,500
Median Income

Ocala

Florida
87
Below Average
$241,000
Median Home
$1,350/mo
Median Rent
$56,400
Median Income

The Verdict

1.1%

Living in Ocala costs 1.1% less than Appleton. To match the purchasing power of a $75,000 salary in Appleton, you would need $74,148 in Ocala.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Appleton
72
Ocala
Groceries
98
Appleton
98
Ocala
Utilities
70
Appleton
90
Ocala
Transportation
79
Appleton
95
Ocala
Healthcare
116
Appleton
92
Ocala

Salary Equivalence

A $75,000 salary in Appleton has the same purchasing power as $74,148 in Ocala.

Conversely, $75,000 in Ocala equals $75,862 in Appleton.

Living in Appleton vs Ocala

Housing Costs

Appleton's housing index of 91 is higher Ocala's 72, translating to median home prices of $279,000 vs $241,000. The $38,000 difference in home prices means roughly $2,472 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Appleton compared to $1,350/mo in Ocala, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 98 in Appleton and 98 in Ocala. A household spending the national average of $475/month on groceries would pay approximately $466/month in Appleton vs $466/month in Ocala. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 70 in Appleton and 90 in Ocala. Monthly utility bills average approximately $280 in Appleton vs $360 in Ocala. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Appleton and 92 in Ocala. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $80,500 in Appleton and $56,400 in Ocala. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $91,477 and $64,828 respectively. Appleton residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,878/month to housing in Appleton vs $1,316/month in Ocala. In Appleton, median rent of $950/mo fits within this budget. In Ocala, median rent of $1,350/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

Ocala is 1.1% more affordable overall with an index of 87 vs 88.
A $75,000 salary in Appleton has equivalent purchasing power to approximately $74,148 in Ocala, based on the cost of living difference.
Appleton's housing index is 91 with median homes at $279,000, while Ocala's is 72 with median homes at $241,000.

Moving & Relocation Resources

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