City Comparison

Appleton vs Montpelier

Cost of Living Comparison · 2026

Appleton

Wisconsin
88
Below Average
$279,000
Median Home
$950/mo
Median Rent
$80,500
Median Income

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

The Verdict

24.8%

The cost gap between these cities is 24.8%, with Appleton being the more affordable option. A $75,000 income in Appleton has equivalent purchasing power to $99,716 in Montpelier.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Appleton
131
Montpelier
Groceries
98
Appleton
104
Montpelier
Utilities
70
Appleton
123
Montpelier
Transportation
79
Appleton
107
Montpelier
Healthcare
116
Appleton
107
Montpelier

Salary Equivalence

A $75,000 salary in Appleton has the same purchasing power as $99,716 in Montpelier.

Conversely, $75,000 in Montpelier equals $56,410 in Appleton.

Living in Appleton vs Montpelier

Housing Costs

Appleton's housing index of 91 is lower Montpelier's 131, translating to median home prices of $279,000 vs $375,000. The $96,000 difference in home prices means roughly $6,240 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Appleton compared to $1,400/mo in Montpelier, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 98 in Appleton and 104 in Montpelier. A household spending the national average of $475/month on groceries would pay approximately $466/month in Appleton vs $494/month in Montpelier. Appleton offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 70 in Appleton and 123 in Montpelier. Monthly utility bills average approximately $280 in Appleton vs $492 in Montpelier. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Appleton and 107 in Montpelier. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $80,500 in Appleton and $82,600 in Montpelier. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $91,477 and $70,598 respectively. Appleton residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,878/month to housing in Appleton vs $1,927/month in Montpelier. In Appleton, median rent of $950/mo fits within this budget. In Montpelier, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 53 index points — focus your budget analysis there.

Frequently Asked Questions

Appleton is 24.8% more affordable overall with an index of 88 vs 117.
A $75,000 salary in Appleton has equivalent purchasing power to approximately $99,716 in Montpelier, based on the cost of living difference.
Appleton's housing index is 91 with median homes at $279,000, while Montpelier's is 131 with median homes at $375,000.

Moving & Relocation Resources

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