City Comparison

Appleton vs Montgomery

Cost of Living Comparison · 2026

Appleton

Wisconsin
88
Below Average
$279,000
Median Home
$950/mo
Median Rent
$80,500
Median Income

Montgomery

Alabama
79
Very Affordable
$162,000
Median Home
$1,000/mo
Median Rent
$56,800
Median Income

The Verdict

11.4%

Living in Montgomery costs 11.4% less than Appleton. To match the purchasing power of a $75,000 salary in Appleton, you would need $67,330 in Montgomery.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Appleton
49
Montgomery
Groceries
98
Appleton
99
Montgomery
Utilities
70
Appleton
115
Montgomery
Transportation
79
Appleton
92
Montgomery
Healthcare
116
Appleton
78
Montgomery

Salary Equivalence

A $75,000 salary in Appleton has the same purchasing power as $67,330 in Montgomery.

Conversely, $75,000 in Montgomery equals $83,544 in Appleton.

Living in Appleton vs Montgomery

Housing Costs

Appleton's housing index of 91 is higher Montgomery's 49, translating to median home prices of $279,000 vs $162,000. The $117,000 difference in home prices means roughly $7,608 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Appleton compared to $1,000/mo in Montgomery, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 98 in Appleton and 99 in Montgomery. A household spending the national average of $475/month on groceries would pay approximately $466/month in Appleton vs $470/month in Montgomery. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 70 in Appleton and 115 in Montgomery. Monthly utility bills average approximately $280 in Appleton vs $460 in Montgomery. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Appleton and 78 in Montgomery. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 38-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $80,500 in Appleton and $56,800 in Montgomery. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $91,477 and $71,899 respectively. Appleton residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,878/month to housing in Appleton vs $1,325/month in Montgomery. In Appleton, median rent of $950/mo fits within this budget. In Montgomery, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 45 index points — focus your budget analysis there.

Frequently Asked Questions

Montgomery is 11.4% more affordable overall with an index of 79 vs 88.
A $75,000 salary in Appleton has equivalent purchasing power to approximately $67,330 in Montgomery, based on the cost of living difference.
Appleton's housing index is 91 with median homes at $279,000, while Montgomery's is 49 with median homes at $162,000.

Moving & Relocation Resources

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