Appleton vs Memphis
Cost of Living Comparison · 2026
Appleton
Memphis
The Verdict
Memphis is 4.8% less expensive than Appleton overall. A household earning $75,000 in Appleton would need approximately $71,591 in Memphis to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Appleton has the same purchasing power as $71,591 in Memphis.
Conversely, $75,000 in Memphis equals $78,571 in Appleton.
Living in Appleton vs Memphis
Housing Costs
Appleton's housing index of 91 is higher Memphis's 63, translating to median home prices of $279,000 vs $155,000. The $124,000 difference in home prices means roughly $8,064 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Appleton compared to $1,000/mo in Memphis, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 98 in Appleton and 93 in Memphis. A household spending the national average of $475/month on groceries would pay approximately $466/month in Appleton vs $442/month in Memphis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 70 in Appleton and 88 in Memphis. Monthly utility bills average approximately $280 in Appleton vs $352 in Memphis. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 116 in Appleton and 92 in Memphis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $80,500 in Appleton and $41,228 in Memphis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $91,477 and $49,081 respectively. Appleton residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,878/month to housing in Appleton vs $962/month in Memphis. In Appleton, median rent of $950/mo fits within this budget. In Memphis, median rent of $1,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 28 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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