City Comparison

Appleton vs Duluth

Cost of Living Comparison · 2026

Appleton

Wisconsin
88
Below Average
$279,000
Median Home
$950/mo
Median Rent
$80,500
Median Income

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

The Verdict

3.5%

Duluth is 3.5% less expensive than Appleton overall. A household earning $75,000 in Appleton would need approximately $72,443 in Duluth to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Appleton
88
Duluth
Groceries
98
Appleton
99
Duluth
Utilities
70
Appleton
94
Duluth
Transportation
79
Appleton
100
Duluth
Healthcare
116
Appleton
123
Duluth

Salary Equivalence

A $75,000 salary in Appleton has the same purchasing power as $72,443 in Duluth.

Conversely, $75,000 in Duluth equals $77,647 in Appleton.

Living in Appleton vs Duluth

Housing Costs

Appleton's housing index of 91 is higher Duluth's 88, translating to median home prices of $279,000 vs $268,000. The $11,000 difference in home prices means roughly $720 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Appleton compared to $1,025/mo in Duluth, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 98 in Appleton and 99 in Duluth. A household spending the national average of $475/month on groceries would pay approximately $466/month in Appleton vs $470/month in Duluth. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 70 in Appleton and 94 in Duluth. Monthly utility bills average approximately $280 in Appleton vs $376 in Duluth. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Appleton and 123 in Duluth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $80,500 in Appleton and $68,800 in Duluth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $91,477 and $80,941 respectively. Appleton residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,878/month to housing in Appleton vs $1,605/month in Duluth. In Appleton, median rent of $950/mo fits within this budget. In Duluth, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 3.5% more affordable overall with an index of 85 vs 88.
A $75,000 salary in Appleton has equivalent purchasing power to approximately $72,443 in Duluth, based on the cost of living difference.
Appleton's housing index is 91 with median homes at $279,000, while Duluth's is 88 with median homes at $268,000.

Moving & Relocation Resources

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