City Comparison

Appleton vs Concord

Cost of Living Comparison · 2026

Appleton

Wisconsin
88
Below Average
$279,000
Median Home
$950/mo
Median Rent
$80,500
Median Income

Concord

California
147
Expensive
$680,000
Median Home
$2,350/mo
Median Rent
$109,000
Median Income

The Verdict

40.1%

Appleton is 40.1% less expensive than Concord overall. A household earning $75,000 in Appleton would need approximately $125,284 in Concord to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Appleton
210
Concord
Groceries
98
Appleton
112
Concord
Utilities
70
Appleton
147
Concord
Transportation
79
Appleton
137
Concord
Healthcare
116
Appleton
121
Concord

Salary Equivalence

A $75,000 salary in Appleton has the same purchasing power as $125,284 in Concord.

Conversely, $75,000 in Concord equals $44,898 in Appleton.

Living in Appleton vs Concord

Housing Costs

Appleton's housing index of 91 is lower Concord's 210, translating to median home prices of $279,000 vs $680,000. The $401,000 difference in home prices means roughly $26,064 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Appleton compared to $2,350/mo in Concord, a monthly difference of $1,400.

Grocery & Food Costs

Grocery expenses index at 98 in Appleton and 112 in Concord. A household spending the national average of $475/month on groceries would pay approximately $466/month in Appleton vs $532/month in Concord. Appleton offers a meaningful advantage on everyday food costs, saving roughly $792/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 70 in Appleton and 147 in Concord. Monthly utility bills average approximately $280 in Appleton vs $588 in Concord. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Appleton and 121 in Concord. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $80,500 in Appleton and $109,000 in Concord. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $91,477 and $74,150 respectively. Appleton residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,878/month to housing in Appleton vs $2,543/month in Concord. In Appleton, median rent of $950/mo fits within this budget. In Concord, median rent of $2,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 119 index points — focus your budget analysis there.

Frequently Asked Questions

Appleton is 40.1% more affordable overall with an index of 88 vs 147.
A $75,000 salary in Appleton has equivalent purchasing power to approximately $125,284 in Concord, based on the cost of living difference.
Appleton's housing index is 91 with median homes at $279,000, while Concord's is 210 with median homes at $680,000.

Moving & Relocation Resources

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