City Comparison

Appleton vs Clearwater

Cost of Living Comparison · 2026

Appleton

Wisconsin
88
Below Average
$279,000
Median Home
$950/mo
Median Rent
$80,500
Median Income

Clearwater

Florida
103
Average
$385,000
Median Home
$1,625/mo
Median Rent
$66,400
Median Income

The Verdict

14.6%

The cost gap between these cities is 14.6%, with Appleton being the more affordable option. A $75,000 income in Appleton has equivalent purchasing power to $87,784 in Clearwater.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Appleton
115
Clearwater
Groceries
98
Appleton
102
Clearwater
Utilities
70
Appleton
101
Clearwater
Transportation
79
Appleton
100
Clearwater
Healthcare
116
Appleton
92
Clearwater

Salary Equivalence

A $75,000 salary in Appleton has the same purchasing power as $87,784 in Clearwater.

Conversely, $75,000 in Clearwater equals $64,078 in Appleton.

Living in Appleton vs Clearwater

Housing Costs

Appleton's housing index of 91 is lower Clearwater's 115, translating to median home prices of $279,000 vs $385,000. The $106,000 difference in home prices means roughly $6,888 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Appleton compared to $1,625/mo in Clearwater, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 98 in Appleton and 102 in Clearwater. A household spending the national average of $475/month on groceries would pay approximately $466/month in Appleton vs $485/month in Clearwater. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 70 in Appleton and 101 in Clearwater. Monthly utility bills average approximately $280 in Appleton vs $404 in Clearwater. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Appleton and 92 in Clearwater. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $80,500 in Appleton and $66,400 in Clearwater. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $91,477 and $64,466 respectively. Appleton residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,878/month to housing in Appleton vs $1,549/month in Clearwater. In Appleton, median rent of $950/mo fits within this budget. In Clearwater, median rent of $1,625/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 31 index points — focus your budget analysis there.

Frequently Asked Questions

Appleton is 14.6% more affordable overall with an index of 88 vs 103.
A $75,000 salary in Appleton has equivalent purchasing power to approximately $87,784 in Clearwater, based on the cost of living difference.
Appleton's housing index is 91 with median homes at $279,000, while Clearwater's is 115 with median homes at $385,000.

Moving & Relocation Resources

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