Appleton vs Champaign
Cost of Living Comparison · 2026
Appleton
Champaign
The Verdict
Champaign is 8.6% less expensive than Appleton overall. A household earning $75,000 in Appleton would need approximately $69,034 in Champaign to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Appleton has the same purchasing power as $69,034 in Champaign.
Conversely, $75,000 in Champaign equals $81,481 in Appleton.
Living in Appleton vs Champaign
Housing Costs
Appleton's housing index of 91 is higher Champaign's 83, translating to median home prices of $279,000 vs $215,000. The $64,000 difference in home prices means roughly $4,164 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Appleton compared to $1,100/mo in Champaign, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 98 in Appleton and 98 in Champaign. A household spending the national average of $475/month on groceries would pay approximately $466/month in Appleton vs $466/month in Champaign. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 70 in Appleton and 106 in Champaign. Monthly utility bills average approximately $280 in Appleton vs $424 in Champaign. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 116 in Appleton and 90 in Champaign. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 26-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $80,500 in Appleton and $56,100 in Champaign. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $91,477 and $69,259 respectively. Appleton residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,878/month to housing in Appleton vs $1,309/month in Champaign. In Appleton, median rent of $950/mo fits within this budget. In Champaign, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 36 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases