City Comparison

Appleton vs Carmel

Cost of Living Comparison · 2026

Appleton

Wisconsin
88
Below Average
$279,000
Median Home
$950/mo
Median Rent
$80,500
Median Income

Carmel

Indiana
106
Above Average
$478,000
Median Home
$1,700/mo
Median Rent
$141,500
Median Income

The Verdict

17.0%

Living in Appleton costs 17.0% less than Carmel. To match the purchasing power of a $75,000 salary in Appleton, you would need $90,341 in Carmel.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Appleton
134
Carmel
Groceries
98
Appleton
100
Carmel
Utilities
70
Appleton
97
Carmel
Transportation
79
Appleton
97
Carmel
Healthcare
116
Appleton
89
Carmel

Salary Equivalence

A $75,000 salary in Appleton has the same purchasing power as $90,341 in Carmel.

Conversely, $75,000 in Carmel equals $62,264 in Appleton.

Living in Appleton vs Carmel

Housing Costs

Appleton's housing index of 91 is lower Carmel's 134, translating to median home prices of $279,000 vs $478,000. The $199,000 difference in home prices means roughly $12,936 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Appleton compared to $1,700/mo in Carmel, a monthly difference of $750.

Grocery & Food Costs

Grocery expenses index at 98 in Appleton and 100 in Carmel. A household spending the national average of $475/month on groceries would pay approximately $466/month in Appleton vs $475/month in Carmel. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 70 in Appleton and 97 in Carmel. Monthly utility bills average approximately $280 in Appleton vs $388 in Carmel. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Appleton and 89 in Carmel. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 27-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $80,500 in Appleton and $141,500 in Carmel. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $91,477 and $133,491 respectively. Carmel residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,878/month to housing in Appleton vs $3,302/month in Carmel. In Appleton, median rent of $950/mo fits within this budget. In Carmel, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 43 index points — focus your budget analysis there.

Frequently Asked Questions

Appleton is 17.0% more affordable overall with an index of 88 vs 106.
A $75,000 salary in Appleton has equivalent purchasing power to approximately $90,341 in Carmel, based on the cost of living difference.
Appleton's housing index is 91 with median homes at $279,000, while Carmel's is 134 with median homes at $478,000.

Moving & Relocation Resources

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