City Comparison

Antioch vs St. Paul

Cost of Living Comparison · 2026

Antioch

California
147
Expensive
$610,000
Median Home
$2,250/mo
Median Rent
$97,500
Median Income

St. Paul

Minnesota
100
Average
$260,000
Median Home
$1,300/mo
Median Rent
$57,718
Median Income

The Verdict

47.0%

The cost gap between these cities is 47.0%, with St. Paul being the more affordable option. A $75,000 income in Antioch has equivalent purchasing power to $51,020 in St. Paul.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
193
Antioch
98
St. Paul
Groceries
107
Antioch
103
St. Paul
Utilities
156
Antioch
97
St. Paul
Transportation
140
Antioch
108
St. Paul
Healthcare
122
Antioch
105
St. Paul

Salary Equivalence

A $75,000 salary in Antioch has the same purchasing power as $51,020 in St. Paul.

Conversely, $75,000 in St. Paul equals $110,250 in Antioch.

Living in Antioch vs St. Paul

Housing Costs

Antioch's housing index of 193 is higher St. Paul's 98, translating to median home prices of $610,000 vs $260,000. The $350,000 difference in home prices means roughly $22,752 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,250/mo in Antioch compared to $1,300/mo in St. Paul, a monthly difference of $950.

Grocery & Food Costs

Grocery expenses index at 107 in Antioch and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $508/month in Antioch vs $489/month in St. Paul. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 156 in Antioch and 97 in St. Paul. Monthly utility bills average approximately $624 in Antioch vs $388 in St. Paul. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 122 in Antioch and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $97,500 in Antioch and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,327 and $57,718 respectively. Antioch residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,275/month to housing in Antioch vs $1,347/month in St. Paul. In Antioch, median rent of $2,250/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 95 index points — focus your budget analysis there.

Frequently Asked Questions

St. Paul is 47.0% more affordable overall with an index of 100 vs 147.
A $75,000 salary in Antioch has equivalent purchasing power to approximately $51,020 in St. Paul, based on the cost of living difference.
Antioch's housing index is 193 with median homes at $610,000, while St. Paul's is 98 with median homes at $260,000.

Moving & Relocation Resources

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