Antioch vs St Cloud
Cost of Living Comparison · 2026
Antioch
St Cloud
The Verdict
St Cloud is 63.3% less expensive than Antioch overall. A household earning $75,000 in Antioch would need approximately $45,918 in St Cloud to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Antioch has the same purchasing power as $45,918 in St Cloud.
Conversely, $75,000 in St Cloud equals $122,500 in Antioch.
Living in Antioch vs St Cloud
Housing Costs
Antioch's housing index of 193 is higher St Cloud's 82, translating to median home prices of $610,000 vs $250,000. The $360,000 difference in home prices means roughly $23,400 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,250/mo in Antioch compared to $1,000/mo in St Cloud, a monthly difference of $1,250.
Grocery & Food Costs
Grocery expenses index at 107 in Antioch and 101 in St Cloud. A household spending the national average of $475/month on groceries would pay approximately $508/month in Antioch vs $480/month in St Cloud. St Cloud offers a meaningful advantage on everyday food costs, saving roughly $336/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 156 in Antioch and 95 in St Cloud. Monthly utility bills average approximately $624 in Antioch vs $380 in St Cloud. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 122 in Antioch and 100 in St Cloud. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $97,500 in Antioch and $60,200 in St Cloud. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,327 and $66,889 respectively. St Cloud residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,275/month to housing in Antioch vs $1,405/month in St Cloud. In Antioch, median rent of $2,250/mo fits within this budget. In St Cloud, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 111 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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