City Comparison

Antioch vs McKinney

Cost of Living Comparison · 2026

Antioch

California
147
Expensive
$610,000
Median Home
$2,250/mo
Median Rent
$97,500
Median Income

McKinney

Texas
112
Above Average
$472,000
Median Home
$1,900/mo
Median Rent
$124,200
Median Income

The Verdict

31.3%

The cost gap between these cities is 31.3%, with McKinney being the more affordable option. A $75,000 income in Antioch has equivalent purchasing power to $57,143 in McKinney.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
193
Antioch
140
McKinney
Groceries
107
Antioch
97
McKinney
Utilities
156
Antioch
113
McKinney
Transportation
140
Antioch
85
McKinney
Healthcare
122
Antioch
129
McKinney

Salary Equivalence

A $75,000 salary in Antioch has the same purchasing power as $57,143 in McKinney.

Conversely, $75,000 in McKinney equals $98,438 in Antioch.

Living in Antioch vs McKinney

Housing Costs

Antioch's housing index of 193 is higher McKinney's 140, translating to median home prices of $610,000 vs $472,000. The $138,000 difference in home prices means roughly $8,976 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,250/mo in Antioch compared to $1,900/mo in McKinney, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 107 in Antioch and 97 in McKinney. A household spending the national average of $475/month on groceries would pay approximately $508/month in Antioch vs $461/month in McKinney. McKinney offers a meaningful advantage on everyday food costs, saving roughly $564/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 156 in Antioch and 113 in McKinney. Monthly utility bills average approximately $624 in Antioch vs $452 in McKinney. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 122 in Antioch and 129 in McKinney. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $97,500 in Antioch and $124,200 in McKinney. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,327 and $110,893 respectively. McKinney residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,275/month to housing in Antioch vs $2,898/month in McKinney. In Antioch, median rent of $2,250/mo fits within this budget. In McKinney, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 55 index points — focus your budget analysis there.

Frequently Asked Questions

McKinney is 31.3% more affordable overall with an index of 112 vs 147.
A $75,000 salary in Antioch has equivalent purchasing power to approximately $57,143 in McKinney, based on the cost of living difference.
Antioch's housing index is 193 with median homes at $610,000, while McKinney's is 140 with median homes at $472,000.

Moving & Relocation Resources

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