City Comparison

Ann Arbor vs Warwick

Cost of Living Comparison · 2026

Ann Arbor

Michigan
114
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$65,024
Median Income

Warwick

Rhode Island
106
Above Average
$413,000
Median Home
$1,425/mo
Median Rent
$74,600
Median Income

The Verdict

7.5%

Living in Warwick costs 7.5% less than Ann Arbor. To match the purchasing power of a $75,000 salary in Ann Arbor, you would need $69,737 in Warwick.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Ann Arbor
127
Warwick
Groceries
101
Ann Arbor
102
Warwick
Utilities
99
Ann Arbor
112
Warwick
Transportation
101
Ann Arbor
105
Warwick
Healthcare
101
Ann Arbor
103
Warwick

Salary Equivalence

A $75,000 salary in Ann Arbor has the same purchasing power as $69,737 in Warwick.

Conversely, $75,000 in Warwick equals $80,660 in Ann Arbor.

Living in Ann Arbor vs Warwick

Housing Costs

Ann Arbor's housing index of 135 is higher Warwick's 127, translating to median home prices of $400,000 vs $413,000. The $13,000 difference in home prices means roughly $840 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Ann Arbor compared to $1,425/mo in Warwick, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 101 in Ann Arbor and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $480/month in Ann Arbor vs $485/month in Warwick. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Ann Arbor and 112 in Warwick. Monthly utility bills average approximately $396 in Ann Arbor vs $448 in Warwick. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Ann Arbor and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $65,024 in Ann Arbor and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,039 and $70,377 respectively. Warwick residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,517/month to housing in Ann Arbor vs $1,741/month in Warwick. In Ann Arbor, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Warwick is 7.5% more affordable overall with an index of 106 vs 114.
A $75,000 salary in Ann Arbor has equivalent purchasing power to approximately $69,737 in Warwick, based on the cost of living difference.
Ann Arbor's housing index is 135 with median homes at $400,000, while Warwick's is 127 with median homes at $413,000.

Moving & Relocation Resources

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