Side-by-side cost of living comparison for 2026
Ann Arbor and Santa Fe have very similar costs of living, with less than a 3% difference overall.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Michigan salaries · New Mexico salaries
Housing is typically the biggest factor in any cost-of-living comparison. Ann Arbor has a housing index of 135 while Santa Fe sits at 153 (national average = 100). The median home in Ann Arbor costs $400,000 compared to $480,000 in Santa Fe, a difference of $80,000. Monthly rent follows a similar pattern: $1,600 in Ann Arbor versus $1,600 in Santa Fe.
Groceries and everyday expenses show a narrower gap: Ann Arbor scores 101 while Santa Fe scores 103. Both cities are close to the national average for grocery costs.
Healthcare costs in Ann Arbor (101) are higher than Santa Fe (95). Both are close to the national average.
Median household income in Ann Arbor is $65,024 compared to $61,982 in Santa Fe. When adjusted for cost of living, purchasing power is similar in both cities.
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