Side-by-side cost of living comparison for 2026
4% cheaper
Plano is 4% more affordable than Ann Arbor. A $75,000 salary in Ann Arbor is equivalent to $71,711 in Plano.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Michigan salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Ann Arbor has a housing index of 135 while Plano sits at 123 (national average = 100). The median home in Ann Arbor costs $400,000 compared to $400,000 in Plano, a difference of $0. Monthly rent follows a similar pattern: $1,600 in Ann Arbor versus $1,700 in Plano.
Groceries and everyday expenses show a narrower gap: Ann Arbor scores 101 while Plano scores 98. Both cities are close to the national average for grocery costs.
Healthcare costs in Ann Arbor (101) are higher than Plano (100). Both are close to the national average.
Median household income in Ann Arbor is $65,024 compared to $96,348 in Plano. When adjusted for cost of living, income goes further in Plano.
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