City Comparison

Ann Arbor vs Overland Park

Cost of Living Comparison · 2026

Ann Arbor

Michigan
114
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$65,024
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

7.5%

The cost gap between these cities is 7.5%, with Overland Park being the more affordable option. A $75,000 income in Ann Arbor has equivalent purchasing power to $69,737 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Ann Arbor
109
Overland Park
Groceries
101
Ann Arbor
96
Overland Park
Utilities
99
Ann Arbor
98
Overland Park
Transportation
101
Ann Arbor
95
Overland Park
Healthcare
101
Ann Arbor
102
Overland Park

Salary Equivalence

A $75,000 salary in Ann Arbor has the same purchasing power as $69,737 in Overland Park.

Conversely, $75,000 in Overland Park equals $80,660 in Ann Arbor.

Living in Ann Arbor vs Overland Park

Housing Costs

Ann Arbor's housing index of 135 is higher Overland Park's 109, translating to median home prices of $400,000 vs $414,000. The $14,000 difference in home prices means roughly $912 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Ann Arbor compared to $1,450/mo in Overland Park, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 101 in Ann Arbor and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $480/month in Ann Arbor vs $456/month in Overland Park. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Ann Arbor and 98 in Overland Park. Monthly utility bills average approximately $396 in Ann Arbor vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 101 in Ann Arbor and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $65,024 in Ann Arbor and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,039 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,517/month to housing in Ann Arbor vs $2,445/month in Overland Park. In Ann Arbor, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Overland Park is 7.5% more affordable overall with an index of 106 vs 114.
A $75,000 salary in Ann Arbor has equivalent purchasing power to approximately $69,737 in Overland Park, based on the cost of living difference.
Ann Arbor's housing index is 135 with median homes at $400,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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