Side-by-side cost of living comparison for 2026
31% cheaper
Ann Arbor is 31% more affordable than Oakland. A $75,000 salary in Oakland is equivalent to $51,818 in Ann Arbor.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Michigan salaries · California salaries
Housing is typically the biggest factor in any cost-of-living comparison. Ann Arbor has a housing index of 135 while Oakland sits at 264 (national average = 100). The median home in Ann Arbor costs $400,000 compared to $780,000 in Oakland, a difference of $380,000. Monthly rent follows a similar pattern: $1,600 in Ann Arbor versus $2,700 in Oakland.
Groceries and everyday expenses show a notable difference: Ann Arbor scores 101 while Oakland scores 109.
Healthcare costs in Ann Arbor (101) are lower than Oakland (113).
Median household income in Ann Arbor is $65,024 compared to $73,692 in Oakland. When adjusted for cost of living, income goes further in Ann Arbor.
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