Ann Arbor vs Joliet
Cost of Living Comparison · 2026
Ann Arbor
Joliet
The Verdict
The cost gap between these cities is 20.0%, with Joliet being the more affordable option. A $75,000 income in Ann Arbor has equivalent purchasing power to $62,500 in Joliet.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Ann Arbor has the same purchasing power as $62,500 in Joliet.
Conversely, $75,000 in Joliet equals $90,000 in Ann Arbor.
Living in Ann Arbor vs Joliet
Housing Costs
Ann Arbor's housing index of 135 is higher Joliet's 85, translating to median home prices of $400,000 vs $275,000. The $125,000 difference in home prices means roughly $8,124 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Ann Arbor compared to $1,325/mo in Joliet, a monthly difference of $275.
Grocery & Food Costs
Grocery expenses index at 101 in Ann Arbor and 101 in Joliet. A household spending the national average of $475/month on groceries would pay approximately $480/month in Ann Arbor vs $480/month in Joliet. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Ann Arbor and 94 in Joliet. Monthly utility bills average approximately $396 in Ann Arbor vs $376 in Joliet. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 101 in Ann Arbor and 102 in Joliet. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $65,024 in Ann Arbor and $88,000 in Joliet. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,039 and $92,632 respectively. Joliet residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,517/month to housing in Ann Arbor vs $2,053/month in Joliet. In Ann Arbor, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Joliet, median rent of $1,325/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 50 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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