Ann Arbor vs Johnson City
Cost of Living Comparison · 2026
Ann Arbor
Johnson City
The Verdict
The cost gap between these cities is 34.1%, with Johnson City being the more affordable option. A $75,000 income in Ann Arbor has equivalent purchasing power to $55,921 in Johnson City.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Ann Arbor has the same purchasing power as $55,921 in Johnson City.
Conversely, $75,000 in Johnson City equals $100,588 in Ann Arbor.
Living in Ann Arbor vs Johnson City
Housing Costs
Ann Arbor's housing index of 135 is higher Johnson City's 66, translating to median home prices of $400,000 vs $276,000. The $124,000 difference in home prices means roughly $8,064 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Ann Arbor compared to $1,025/mo in Johnson City, a monthly difference of $575.
Grocery & Food Costs
Grocery expenses index at 101 in Ann Arbor and 95 in Johnson City. A household spending the national average of $475/month on groceries would pay approximately $480/month in Ann Arbor vs $451/month in Johnson City. Johnson City offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Ann Arbor and 95 in Johnson City. Monthly utility bills average approximately $396 in Ann Arbor vs $380 in Johnson City. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 101 in Ann Arbor and 94 in Johnson City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $65,024 in Ann Arbor and $55,400 in Johnson City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,039 and $65,176 respectively. Johnson City residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,517/month to housing in Ann Arbor vs $1,293/month in Johnson City. In Ann Arbor, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Johnson City, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 69 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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