City Comparison

Ann Arbor vs Hillsboro

Cost of Living Comparison · 2026

Ann Arbor

Michigan
114
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$65,024
Median Income

Hillsboro

Oregon
128
Expensive
$533,000
Median Home
$1,725/mo
Median Rent
$106,700
Median Income

The Verdict

10.9%

Living in Ann Arbor costs 10.9% less than Hillsboro. To match the purchasing power of a $75,000 salary in Ann Arbor, you would need $84,211 in Hillsboro.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Ann Arbor
175
Hillsboro
Groceries
101
Ann Arbor
108
Hillsboro
Utilities
99
Ann Arbor
96
Hillsboro
Transportation
101
Ann Arbor
126
Hillsboro
Healthcare
101
Ann Arbor
103
Hillsboro

Salary Equivalence

A $75,000 salary in Ann Arbor has the same purchasing power as $84,211 in Hillsboro.

Conversely, $75,000 in Hillsboro equals $66,797 in Ann Arbor.

Living in Ann Arbor vs Hillsboro

Housing Costs

Ann Arbor's housing index of 135 is lower Hillsboro's 175, translating to median home prices of $400,000 vs $533,000. The $133,000 difference in home prices means roughly $8,640 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Ann Arbor compared to $1,725/mo in Hillsboro, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 101 in Ann Arbor and 108 in Hillsboro. A household spending the national average of $475/month on groceries would pay approximately $480/month in Ann Arbor vs $513/month in Hillsboro. Ann Arbor offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Ann Arbor and 96 in Hillsboro. Monthly utility bills average approximately $396 in Ann Arbor vs $384 in Hillsboro. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 101 in Ann Arbor and 103 in Hillsboro. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $65,024 in Ann Arbor and $106,700 in Hillsboro. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,039 and $83,359 respectively. Hillsboro residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,517/month to housing in Ann Arbor vs $2,490/month in Hillsboro. In Ann Arbor, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Hillsboro, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.

Frequently Asked Questions

Ann Arbor is 10.9% more affordable overall with an index of 114 vs 128.
A $75,000 salary in Ann Arbor has equivalent purchasing power to approximately $84,211 in Hillsboro, based on the cost of living difference.
Ann Arbor's housing index is 135 with median homes at $400,000, while Hillsboro's is 175 with median homes at $533,000.

Moving & Relocation Resources

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