City Comparison

Ann Arbor vs Hampton

Cost of Living Comparison · 2026

Ann Arbor

Michigan
114
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$65,024
Median Income

Hampton

Virginia
88
Below Average
$243,000
Median Home
$1,175/mo
Median Rent
$59,400
Median Income

The Verdict

29.5%

The cost gap between these cities is 29.5%, with Hampton being the more affordable option. A $75,000 income in Ann Arbor has equivalent purchasing power to $57,895 in Hampton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Ann Arbor
102
Hampton
Groceries
101
Ann Arbor
94
Hampton
Utilities
99
Ann Arbor
102
Hampton
Transportation
101
Ann Arbor
93
Hampton
Healthcare
101
Ann Arbor
106
Hampton

Salary Equivalence

A $75,000 salary in Ann Arbor has the same purchasing power as $57,895 in Hampton.

Conversely, $75,000 in Hampton equals $97,159 in Ann Arbor.

Living in Ann Arbor vs Hampton

Housing Costs

Ann Arbor's housing index of 135 is higher Hampton's 102, translating to median home prices of $400,000 vs $243,000. The $157,000 difference in home prices means roughly $10,200 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Ann Arbor compared to $1,175/mo in Hampton, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 101 in Ann Arbor and 94 in Hampton. A household spending the national average of $475/month on groceries would pay approximately $480/month in Ann Arbor vs $447/month in Hampton. Hampton offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Ann Arbor and 102 in Hampton. Monthly utility bills average approximately $396 in Ann Arbor vs $408 in Hampton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 101 in Ann Arbor and 106 in Hampton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $65,024 in Ann Arbor and $59,400 in Hampton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,039 and $67,500 respectively. Hampton residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,517/month to housing in Ann Arbor vs $1,386/month in Hampton. In Ann Arbor, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Hampton, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Hampton is 29.5% more affordable overall with an index of 88 vs 114.
A $75,000 salary in Ann Arbor has equivalent purchasing power to approximately $57,895 in Hampton, based on the cost of living difference.
Ann Arbor's housing index is 135 with median homes at $400,000, while Hampton's is 102 with median homes at $243,000.

Moving & Relocation Resources

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