City Comparison

Ann Arbor vs Great Falls

Cost of Living Comparison · 2026

Ann Arbor

Michigan
114
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$65,024
Median Income

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

The Verdict

29.5%

Living in Great Falls costs 29.5% less than Ann Arbor. To match the purchasing power of a $75,000 salary in Ann Arbor, you would need $57,895 in Great Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Ann Arbor
82
Great Falls
Groceries
101
Ann Arbor
99
Great Falls
Utilities
99
Ann Arbor
90
Great Falls
Transportation
101
Ann Arbor
95
Great Falls
Healthcare
101
Ann Arbor
92
Great Falls

Salary Equivalence

A $75,000 salary in Ann Arbor has the same purchasing power as $57,895 in Great Falls.

Conversely, $75,000 in Great Falls equals $97,159 in Ann Arbor.

Living in Ann Arbor vs Great Falls

Housing Costs

Ann Arbor's housing index of 135 is higher Great Falls's 82, translating to median home prices of $400,000 vs $325,000. The $75,000 difference in home prices means roughly $4,872 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Ann Arbor compared to $1,050/mo in Great Falls, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 101 in Ann Arbor and 99 in Great Falls. A household spending the national average of $475/month on groceries would pay approximately $480/month in Ann Arbor vs $470/month in Great Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Ann Arbor and 90 in Great Falls. Monthly utility bills average approximately $396 in Ann Arbor vs $360 in Great Falls. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 101 in Ann Arbor and 92 in Great Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $65,024 in Ann Arbor and $55,800 in Great Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,039 and $63,409 respectively. Great Falls residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,517/month to housing in Ann Arbor vs $1,302/month in Great Falls. In Ann Arbor, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Great Falls, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 53 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 29.5% more affordable overall with an index of 88 vs 114.
A $75,000 salary in Ann Arbor has equivalent purchasing power to approximately $57,895 in Great Falls, based on the cost of living difference.
Ann Arbor's housing index is 135 with median homes at $400,000, while Great Falls's is 82 with median homes at $325,000.

Moving & Relocation Resources

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