City Comparison

Ann Arbor vs Flagstaff

Cost of Living Comparison · 2026

Ann Arbor

Michigan
114
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$65,024
Median Income

Flagstaff

Arizona
116
Above Average
$655,000
Median Home
$1,750/mo
Median Rent
$68,000
Median Income

The Verdict

1.7%

Living in Ann Arbor costs 1.7% less than Flagstaff. To match the purchasing power of a $75,000 salary in Ann Arbor, you would need $76,316 in Flagstaff.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Ann Arbor
178
Flagstaff
Groceries
101
Ann Arbor
102
Flagstaff
Utilities
99
Ann Arbor
92
Flagstaff
Transportation
101
Ann Arbor
109
Flagstaff
Healthcare
101
Ann Arbor
102
Flagstaff

Salary Equivalence

A $75,000 salary in Ann Arbor has the same purchasing power as $76,316 in Flagstaff.

Conversely, $75,000 in Flagstaff equals $73,707 in Ann Arbor.

Living in Ann Arbor vs Flagstaff

Housing Costs

Ann Arbor's housing index of 135 is lower Flagstaff's 178, translating to median home prices of $400,000 vs $655,000. The $255,000 difference in home prices means roughly $16,572 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Ann Arbor compared to $1,750/mo in Flagstaff, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 101 in Ann Arbor and 102 in Flagstaff. A household spending the national average of $475/month on groceries would pay approximately $480/month in Ann Arbor vs $485/month in Flagstaff. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Ann Arbor and 92 in Flagstaff. Monthly utility bills average approximately $396 in Ann Arbor vs $368 in Flagstaff. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 101 in Ann Arbor and 102 in Flagstaff. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $65,024 in Ann Arbor and $68,000 in Flagstaff. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,039 and $58,621 respectively. Flagstaff residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,517/month to housing in Ann Arbor vs $1,587/month in Flagstaff. In Ann Arbor, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Flagstaff, median rent of $1,750/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 43 index points — focus your budget analysis there.

Frequently Asked Questions

Ann Arbor is 1.7% more affordable overall with an index of 114 vs 116.
A $75,000 salary in Ann Arbor has equivalent purchasing power to approximately $76,316 in Flagstaff, based on the cost of living difference.
Ann Arbor's housing index is 135 with median homes at $400,000, while Flagstaff's is 178 with median homes at $655,000.

Moving & Relocation Resources

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