City Comparison

Ann Arbor vs Dublin

Cost of Living Comparison · 2026

Ann Arbor

Michigan
114
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$65,024
Median Income

Dublin

Ireland
104
Average
$470,000
Median Home
$2,125/mo
Median Rent
$56,000
Median Income

The Verdict

9.6%

The cost gap between these cities is 9.6%, with Dublin being the more affordable option. A $75,000 income in Ann Arbor has equivalent purchasing power to $68,421 in Dublin.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Ann Arbor
128
Dublin
Groceries
101
Ann Arbor
95
Dublin
Utilities
99
Ann Arbor
110
Dublin
Transportation
101
Ann Arbor
108
Dublin
Healthcare
101
Ann Arbor
82
Dublin

Salary Equivalence

A $75,000 salary in Ann Arbor has the same purchasing power as $68,421 in Dublin.

Conversely, $75,000 in Dublin equals $82,212 in Ann Arbor.

Living in Ann Arbor vs Dublin

Housing Costs

Ann Arbor's housing index of 135 is higher Dublin's 128, translating to median home prices of $400,000 vs $470,000. The $70,000 difference in home prices means roughly $4,548 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Ann Arbor compared to $2,125/mo in Dublin, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 101 in Ann Arbor and 95 in Dublin. A household spending the national average of $475/month on groceries would pay approximately $480/month in Ann Arbor vs $451/month in Dublin. Dublin offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Ann Arbor and 110 in Dublin. Monthly utility bills average approximately $396 in Ann Arbor vs $440 in Dublin. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Ann Arbor and 82 in Dublin. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $65,024 in Ann Arbor and $56,000 in Dublin. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,039 and $53,846 respectively. Ann Arbor residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,517/month to housing in Ann Arbor vs $1,307/month in Dublin. In Ann Arbor, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Dublin, median rent of $2,125/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Dublin is 9.6% more affordable overall with an index of 104 vs 114.
A $75,000 salary in Ann Arbor has equivalent purchasing power to approximately $68,421 in Dublin, based on the cost of living difference.
Ann Arbor's housing index is 135 with median homes at $400,000, while Dublin's is 128 with median homes at $470,000.

Moving & Relocation Resources

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