City Comparison

Ann Arbor vs Deltona

Cost of Living Comparison · 2026

Ann Arbor

Michigan
114
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$65,024
Median Income

Deltona

Florida
95
Below Average
$303,000
Median Home
$1,500/mo
Median Rent
$73,000
Median Income

The Verdict

20.0%

The cost gap between these cities is 20.0%, with Deltona being the more affordable option. A $75,000 income in Ann Arbor has equivalent purchasing power to $62,500 in Deltona.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Ann Arbor
92
Deltona
Groceries
101
Ann Arbor
104
Deltona
Utilities
99
Ann Arbor
101
Deltona
Transportation
101
Ann Arbor
102
Deltona
Healthcare
101
Ann Arbor
99
Deltona

Salary Equivalence

A $75,000 salary in Ann Arbor has the same purchasing power as $62,500 in Deltona.

Conversely, $75,000 in Deltona equals $90,000 in Ann Arbor.

Living in Ann Arbor vs Deltona

Housing Costs

Ann Arbor's housing index of 135 is higher Deltona's 92, translating to median home prices of $400,000 vs $303,000. The $97,000 difference in home prices means roughly $6,300 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Ann Arbor compared to $1,500/mo in Deltona, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 101 in Ann Arbor and 104 in Deltona. A household spending the national average of $475/month on groceries would pay approximately $480/month in Ann Arbor vs $494/month in Deltona. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Ann Arbor and 101 in Deltona. Monthly utility bills average approximately $396 in Ann Arbor vs $404 in Deltona. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 101 in Ann Arbor and 99 in Deltona. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $65,024 in Ann Arbor and $73,000 in Deltona. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,039 and $76,842 respectively. Deltona residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,517/month to housing in Ann Arbor vs $1,703/month in Deltona. In Ann Arbor, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Deltona, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 43 index points — focus your budget analysis there.

Frequently Asked Questions

Deltona is 20.0% more affordable overall with an index of 95 vs 114.
A $75,000 salary in Ann Arbor has equivalent purchasing power to approximately $62,500 in Deltona, based on the cost of living difference.
Ann Arbor's housing index is 135 with median homes at $400,000, while Deltona's is 92 with median homes at $303,000.

Moving & Relocation Resources

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