City Comparison

Ann Arbor vs Augusta

Cost of Living Comparison · 2026

Ann Arbor

Michigan
114
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$65,024
Median Income

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

The Verdict

42.5%

Augusta is 42.5% less expensive than Ann Arbor overall. A household earning $75,000 in Ann Arbor would need approximately $52,632 in Augusta to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Ann Arbor
62
Augusta
Groceries
101
Ann Arbor
96
Augusta
Utilities
99
Ann Arbor
104
Augusta
Transportation
101
Ann Arbor
89
Augusta
Healthcare
101
Ann Arbor
81
Augusta

Salary Equivalence

A $75,000 salary in Ann Arbor has the same purchasing power as $52,632 in Augusta.

Conversely, $75,000 in Augusta equals $106,875 in Ann Arbor.

Living in Ann Arbor vs Augusta

Housing Costs

Ann Arbor's housing index of 135 is higher Augusta's 62, translating to median home prices of $400,000 vs $225,000. The $175,000 difference in home prices means roughly $11,376 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Ann Arbor compared to $1,075/mo in Augusta, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 101 in Ann Arbor and 96 in Augusta. A household spending the national average of $475/month on groceries would pay approximately $480/month in Ann Arbor vs $456/month in Augusta. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Ann Arbor and 104 in Augusta. Monthly utility bills average approximately $396 in Ann Arbor vs $416 in Augusta. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 101 in Ann Arbor and 81 in Augusta. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $65,024 in Ann Arbor and $55,500 in Augusta. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,039 and $69,375 respectively. Augusta residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,517/month to housing in Ann Arbor vs $1,295/month in Augusta. In Ann Arbor, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Augusta, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 73 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 42.5% more affordable overall with an index of 80 vs 114.
A $75,000 salary in Ann Arbor has equivalent purchasing power to approximately $52,632 in Augusta, based on the cost of living difference.
Ann Arbor's housing index is 135 with median homes at $400,000, while Augusta's is 62 with median homes at $225,000.

Moving & Relocation Resources

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