City Comparison

Anchorage vs Surprise

Cost of Living Comparison · 2026

Anchorage

Alaska
127
Expensive
$340,000
Median Home
$1,400/mo
Median Rent
$72,515
Median Income

Surprise

Arizona
103
Average
$419,000
Median Home
$1,575/mo
Median Rent
$85,500
Median Income

The Verdict

23.3%

Living in Surprise costs 23.3% less than Anchorage. To match the purchasing power of a $75,000 salary in Anchorage, you would need $60,827 in Surprise.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
142
Anchorage
105
Surprise
Groceries
120
Anchorage
100
Surprise
Utilities
130
Anchorage
102
Surprise
Transportation
108
Anchorage
106
Surprise
Healthcare
128
Anchorage
97
Surprise

Salary Equivalence

A $75,000 salary in Anchorage has the same purchasing power as $60,827 in Surprise.

Conversely, $75,000 in Surprise equals $92,476 in Anchorage.

Living in Anchorage vs Surprise

Housing Costs

Anchorage's housing index of 142 is higher Surprise's 105, translating to median home prices of $340,000 vs $419,000. The $79,000 difference in home prices means roughly $5,136 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Anchorage compared to $1,575/mo in Surprise, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 120 in Anchorage and 100 in Surprise. A household spending the national average of $475/month on groceries would pay approximately $570/month in Anchorage vs $475/month in Surprise. Surprise offers a meaningful advantage on everyday food costs, saving roughly $1140/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 130 in Anchorage and 102 in Surprise. Monthly utility bills average approximately $520 in Anchorage vs $408 in Surprise. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 128 in Anchorage and 97 in Surprise. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 31-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $72,515 in Anchorage and $85,500 in Surprise. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,098 and $83,010 respectively. Surprise residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,692/month to housing in Anchorage vs $1,995/month in Surprise. In Anchorage, median rent of $1,400/mo fits within this budget. In Surprise, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 37 index points — focus your budget analysis there.

Frequently Asked Questions

Surprise is 23.3% more affordable overall with an index of 103 vs 127.
A $75,000 salary in Anchorage has equivalent purchasing power to approximately $60,827 in Surprise, based on the cost of living difference.
Anchorage's housing index is 142 with median homes at $340,000, while Surprise's is 105 with median homes at $419,000.

Moving & Relocation Resources

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