City Comparison

Anchorage vs Lowell

Cost of Living Comparison · 2026

Anchorage

Alaska
127
Expensive
$340,000
Median Home
$1,400/mo
Median Rent
$72,515
Median Income

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

The Verdict

3.1%

Anchorage is 3.1% less expensive than Lowell overall. A household earning $75,000 in Anchorage would need approximately $77,362 in Lowell to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
142
Anchorage
152
Lowell
Groceries
120
Anchorage
104
Lowell
Utilities
130
Anchorage
151
Lowell
Transportation
108
Anchorage
108
Lowell
Healthcare
128
Anchorage
118
Lowell

Salary Equivalence

A $75,000 salary in Anchorage has the same purchasing power as $77,362 in Lowell.

Conversely, $75,000 in Lowell equals $72,710 in Anchorage.

Living in Anchorage vs Lowell

Housing Costs

Anchorage's housing index of 142 is lower Lowell's 152, translating to median home prices of $340,000 vs $429,000. The $89,000 difference in home prices means roughly $5,784 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Anchorage compared to $1,925/mo in Lowell, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 120 in Anchorage and 104 in Lowell. A household spending the national average of $475/month on groceries would pay approximately $570/month in Anchorage vs $494/month in Lowell. Lowell offers a meaningful advantage on everyday food costs, saving roughly $912/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 130 in Anchorage and 151 in Lowell. Monthly utility bills average approximately $520 in Anchorage vs $604 in Lowell. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 128 in Anchorage and 118 in Lowell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $72,515 in Anchorage and $79,700 in Lowell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,098 and $60,840 respectively. Lowell residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,692/month to housing in Anchorage vs $1,860/month in Lowell. In Anchorage, median rent of $1,400/mo fits within this budget. In Lowell, median rent of $1,925/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 21 index points — focus your budget analysis there.

Frequently Asked Questions

Anchorage is 3.1% more affordable overall with an index of 127 vs 131.
A $75,000 salary in Anchorage has equivalent purchasing power to approximately $77,362 in Lowell, based on the cost of living difference.
Anchorage's housing index is 142 with median homes at $340,000, while Lowell's is 152 with median homes at $429,000.

Moving & Relocation Resources

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