Amsterdam vs Yuma
Cost of Living Comparison · 2026
Amsterdam
Yuma
The Verdict
Yuma is 16.3% less expensive than Amsterdam overall. A household earning $75,000 in Amsterdam would need approximately $64,486 in Yuma to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amsterdam has the same purchasing power as $64,486 in Yuma.
Conversely, $75,000 in Yuma equals $87,228 in Amsterdam.
Living in Amsterdam vs Yuma
Housing Costs
Amsterdam's housing index of 138 is higher Yuma's 82, translating to median home prices of $595,000 vs $284,000. The $311,000 difference in home prices means roughly $20,220 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $1,100/mo in Yuma, a monthly difference of $1,000.
Grocery & Food Costs
Grocery expenses index at 95 in Amsterdam and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $480/month in Yuma. Amsterdam offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 102 in Yuma. Monthly utility bills average approximately $472 in Amsterdam vs $408 in Yuma. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 90 in Amsterdam and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $58,000 in Amsterdam and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $58,804 respectively. Yuma residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $1,262/month in Yuma. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 56 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases