City Comparison

Amsterdam vs Stockholm

Cost of Living Comparison · 2026

Amsterdam

Netherlands
107
Above Average
$595,000
Median Home
$2,100/mo
Median Rent
$58,000
Median Income

Stockholm

Sweden
97
Average
$445,000
Median Home
$1,500/mo
Median Rent
$50,000
Median Income

The Verdict

10.3%

The cost gap between these cities is 10.3%, with Stockholm being the more affordable option. A $75,000 income in Amsterdam has equivalent purchasing power to $67,991 in Stockholm.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
138
Amsterdam
118
Stockholm
Groceries
95
Amsterdam
92
Stockholm
Utilities
118
Amsterdam
88
Stockholm
Transportation
112
Amsterdam
108
Stockholm
Healthcare
90
Amsterdam
82
Stockholm

Salary Equivalence

A $75,000 salary in Amsterdam has the same purchasing power as $67,991 in Stockholm.

Conversely, $75,000 in Stockholm equals $82,732 in Amsterdam.

Living in Amsterdam vs Stockholm

Housing Costs

Amsterdam's housing index of 138 is higher Stockholm's 118, translating to median home prices of $595,000 vs $445,000. The $150,000 difference in home prices means roughly $9,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $1,500/mo in Stockholm, a monthly difference of $600.

Grocery & Food Costs

Grocery expenses index at 95 in Amsterdam and 92 in Stockholm. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $437/month in Stockholm. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 88 in Stockholm. Monthly utility bills average approximately $472 in Amsterdam vs $352 in Stockholm. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Amsterdam and 82 in Stockholm. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,000 in Amsterdam and $50,000 in Stockholm. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $51,546 respectively. Amsterdam residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $1,167/month in Stockholm. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Stockholm, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 30 index points — focus your budget analysis there.

Frequently Asked Questions

Stockholm is 10.3% more affordable overall with an index of 97 vs 107.
A $75,000 salary in Amsterdam has equivalent purchasing power to approximately $67,991 in Stockholm, based on the cost of living difference.
Amsterdam's housing index is 138 with median homes at $595,000, while Stockholm's is 118 with median homes at $445,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases