Amsterdam vs St. Paul

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Amsterdam has the same purchasing power as $70,093 in St. Paul.

Conversely, $75,000 in St. Paul equals $80,250 in Amsterdam.

Living in Amsterdam vs St. Paul

Housing Costs

Amsterdam's housing index of 138 is higher St. Paul's 98, translating to median home prices of $595,000 vs $260,000. The $335,000 difference in home prices means roughly $21,780 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $1,300/mo in St. Paul, a monthly difference of $800.

Grocery & Food Costs

Grocery expenses index at 95 in Amsterdam and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $489/month in St. Paul. Amsterdam offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 97 in St. Paul. Monthly utility bills average approximately $472 in Amsterdam vs $388 in St. Paul. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Amsterdam and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,000 in Amsterdam and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $57,718 respectively. St. Paul residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $1,347/month in St. Paul. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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