City Comparison

Amsterdam vs Spokane

Cost of Living Comparison · 2026

Amsterdam

Netherlands
107
Above Average
$595,000
Median Home
$2,100/mo
Median Rent
$58,000
Median Income

Spokane

Washington
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$48,834
Median Income

The Verdict

9.2%

Spokane is 9.2% less expensive than Amsterdam overall. A household earning $75,000 in Amsterdam would need approximately $68,692 in Spokane to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
138
Amsterdam
94
Spokane
Groceries
95
Amsterdam
99
Spokane
Utilities
118
Amsterdam
98
Spokane
Transportation
112
Amsterdam
101
Spokane
Healthcare
90
Amsterdam
102
Spokane

Salary Equivalence

A $75,000 salary in Amsterdam has the same purchasing power as $68,692 in Spokane.

Conversely, $75,000 in Spokane equals $81,888 in Amsterdam.

Living in Amsterdam vs Spokane

Housing Costs

Amsterdam's housing index of 138 is higher Spokane's 94, translating to median home prices of $595,000 vs $310,000. The $285,000 difference in home prices means roughly $18,528 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $1,200/mo in Spokane, a monthly difference of $900.

Grocery & Food Costs

Grocery expenses index at 95 in Amsterdam and 99 in Spokane. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $470/month in Spokane. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 98 in Spokane. Monthly utility bills average approximately $472 in Amsterdam vs $392 in Spokane. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Amsterdam and 102 in Spokane. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,000 in Amsterdam and $48,834 in Spokane. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $49,831 respectively. Amsterdam residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $1,139/month in Spokane. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Spokane, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 44 index points — focus your budget analysis there.

Frequently Asked Questions

Spokane is 9.2% more affordable overall with an index of 98 vs 107.
A $75,000 salary in Amsterdam has equivalent purchasing power to approximately $68,692 in Spokane, based on the cost of living difference.
Amsterdam's housing index is 138 with median homes at $595,000, while Spokane's is 94 with median homes at $310,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases