City Comparison

Amsterdam vs Portland

Cost of Living Comparison · 2026

Amsterdam

Netherlands
107
Above Average
$595,000
Median Home
$2,100/mo
Median Rent
$58,000
Median Income

Portland

Maine
117
Above Average
$395,000
Median Home
$1,700/mo
Median Rent
$56,895
Median Income

The Verdict

8.5%

Living in Amsterdam costs 8.5% less than Portland. To match the purchasing power of a $75,000 salary in Amsterdam, you would need $82,009 in Portland.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
138
Amsterdam
137
Portland
Groceries
95
Amsterdam
107
Portland
Utilities
118
Amsterdam
111
Portland
Transportation
112
Amsterdam
98
Portland
Healthcare
90
Amsterdam
110
Portland

Salary Equivalence

A $75,000 salary in Amsterdam has the same purchasing power as $82,009 in Portland.

Conversely, $75,000 in Portland equals $68,590 in Amsterdam.

Living in Amsterdam vs Portland

Housing Costs

Amsterdam's housing index of 138 is higher Portland's 137, translating to median home prices of $595,000 vs $395,000. The $200,000 difference in home prices means roughly $12,996 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $1,700/mo in Portland, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 95 in Amsterdam and 107 in Portland. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $508/month in Portland. Amsterdam offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 111 in Portland. Monthly utility bills average approximately $472 in Amsterdam vs $444 in Portland. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in Amsterdam and 110 in Portland. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,000 in Amsterdam and $56,895 in Portland. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $48,628 respectively. Amsterdam residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $1,328/month in Portland. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Portland, median rent of $1,700/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Amsterdam is 8.5% more affordable overall with an index of 107 vs 117.
A $75,000 salary in Amsterdam has equivalent purchasing power to approximately $82,009 in Portland, based on the cost of living difference.
Amsterdam's housing index is 138 with median homes at $595,000, while Portland's is 137 with median homes at $395,000.

Moving & Relocation Resources

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