Amsterdam vs Missoula
Cost of Living Comparison · 2026
Amsterdam
Missoula
The Verdict
The cost gap between these cities is 7.0%, with Amsterdam being the more affordable option. A $75,000 income in Amsterdam has equivalent purchasing power to $80,607 in Missoula.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amsterdam has the same purchasing power as $80,607 in Missoula.
Conversely, $75,000 in Missoula equals $69,783 in Amsterdam.
Living in Amsterdam vs Missoula
Housing Costs
Amsterdam's housing index of 138 is lower Missoula's 141, translating to median home prices of $595,000 vs $460,000. The $135,000 difference in home prices means roughly $8,772 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $1,400/mo in Missoula, a monthly difference of $700.
Grocery & Food Costs
Grocery expenses index at 95 in Amsterdam and 103 in Missoula. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $489/month in Missoula. Amsterdam offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 89 in Missoula. Monthly utility bills average approximately $472 in Amsterdam vs $356 in Missoula. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 90 in Amsterdam and 102 in Missoula. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $58,000 in Amsterdam and $49,234 in Missoula. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $42,812 respectively. Amsterdam residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $1,149/month in Missoula. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Missoula, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 29 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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