City Comparison

Amsterdam vs Minneapolis

Cost of Living Comparison · 2026

Amsterdam

Netherlands
107
Above Average
$595,000
Median Home
$2,100/mo
Median Rent
$58,000
Median Income

Minneapolis

Minnesota
106
Above Average
$310,000
Median Home
$1,500/mo
Median Rent
$64,285
Median Income

The Verdict

0.9%

Living in Minneapolis costs 0.9% less than Amsterdam. To match the purchasing power of a $75,000 salary in Amsterdam, you would need $74,299 in Minneapolis.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
138
Amsterdam
112
Minneapolis
Groceries
95
Amsterdam
104
Minneapolis
Utilities
118
Amsterdam
97
Minneapolis
Transportation
112
Amsterdam
108
Minneapolis
Healthcare
90
Amsterdam
105
Minneapolis

Salary Equivalence

A $75,000 salary in Amsterdam has the same purchasing power as $74,299 in Minneapolis.

Conversely, $75,000 in Minneapolis equals $75,708 in Amsterdam.

Living in Amsterdam vs Minneapolis

Housing Costs

Amsterdam's housing index of 138 is higher Minneapolis's 112, translating to median home prices of $595,000 vs $310,000. The $285,000 difference in home prices means roughly $18,528 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $1,500/mo in Minneapolis, a monthly difference of $600.

Grocery & Food Costs

Grocery expenses index at 95 in Amsterdam and 104 in Minneapolis. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $494/month in Minneapolis. Amsterdam offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 97 in Minneapolis. Monthly utility bills average approximately $472 in Amsterdam vs $388 in Minneapolis. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Amsterdam and 105 in Minneapolis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,000 in Amsterdam and $64,285 in Minneapolis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $60,646 respectively. Minneapolis residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $1,500/month in Minneapolis. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Minneapolis, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Minneapolis is 0.9% more affordable overall with an index of 106 vs 107.
A $75,000 salary in Amsterdam has equivalent purchasing power to approximately $74,299 in Minneapolis, based on the cost of living difference.
Amsterdam's housing index is 138 with median homes at $595,000, while Minneapolis's is 112 with median homes at $310,000.

Moving & Relocation Resources

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