City Comparison

Amsterdam vs Laredo

Cost of Living Comparison · 2026

Amsterdam

Netherlands
107
Above Average
$595,000
Median Home
$2,100/mo
Median Rent
$58,000
Median Income

Laredo

Texas
82
Very Affordable
$190,000
Median Home
$1,075/mo
Median Rent
$63,900
Median Income

The Verdict

30.5%

The cost gap between these cities is 30.5%, with Laredo being the more affordable option. A $75,000 income in Amsterdam has equivalent purchasing power to $57,477 in Laredo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
138
Amsterdam
81
Laredo
Groceries
95
Amsterdam
91
Laredo
Utilities
118
Amsterdam
107
Laredo
Transportation
112
Amsterdam
90
Laredo
Healthcare
90
Amsterdam
77
Laredo

Salary Equivalence

A $75,000 salary in Amsterdam has the same purchasing power as $57,477 in Laredo.

Conversely, $75,000 in Laredo equals $97,866 in Amsterdam.

Living in Amsterdam vs Laredo

Housing Costs

Amsterdam's housing index of 138 is higher Laredo's 81, translating to median home prices of $595,000 vs $190,000. The $405,000 difference in home prices means roughly $26,328 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $1,075/mo in Laredo, a monthly difference of $1,025.

Grocery & Food Costs

Grocery expenses index at 95 in Amsterdam and 91 in Laredo. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $432/month in Laredo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 107 in Laredo. Monthly utility bills average approximately $472 in Amsterdam vs $428 in Laredo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Amsterdam and 77 in Laredo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,000 in Amsterdam and $63,900 in Laredo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $77,927 respectively. Laredo residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $1,491/month in Laredo. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Laredo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 57 index points — focus your budget analysis there.

Frequently Asked Questions

Laredo is 30.5% more affordable overall with an index of 82 vs 107.
A $75,000 salary in Amsterdam has equivalent purchasing power to approximately $57,477 in Laredo, based on the cost of living difference.
Amsterdam's housing index is 138 with median homes at $595,000, while Laredo's is 81 with median homes at $190,000.

Moving & Relocation Resources

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