Amsterdam vs Irving
Cost of Living Comparison · 2026
Amsterdam
Irving
The Verdict
The cost gap between these cities is 7.0%, with Irving being the more affordable option. A $75,000 income in Amsterdam has equivalent purchasing power to $70,093 in Irving.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amsterdam has the same purchasing power as $70,093 in Irving.
Conversely, $75,000 in Irving equals $80,250 in Amsterdam.
Living in Amsterdam vs Irving
Housing Costs
Amsterdam's housing index of 138 is higher Irving's 94, translating to median home prices of $595,000 vs $318,000. The $277,000 difference in home prices means roughly $18,000 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $1,350/mo in Irving, a monthly difference of $750.
Grocery & Food Costs
Grocery expenses index at 95 in Amsterdam and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 111 in Irving. Monthly utility bills average approximately $472 in Amsterdam vs $444 in Irving. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 90 in Amsterdam and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $58,000 in Amsterdam and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $73,400 respectively. Irving residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $1,713/month in Irving. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 44 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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