City Comparison

Amsterdam vs Great Falls

Cost of Living Comparison · 2026

Amsterdam

Netherlands
107
Above Average
$595,000
Median Home
$2,100/mo
Median Rent
$58,000
Median Income

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

The Verdict

21.6%

The cost gap between these cities is 21.6%, with Great Falls being the more affordable option. A $75,000 income in Amsterdam has equivalent purchasing power to $61,682 in Great Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
138
Amsterdam
82
Great Falls
Groceries
95
Amsterdam
99
Great Falls
Utilities
118
Amsterdam
90
Great Falls
Transportation
112
Amsterdam
95
Great Falls
Healthcare
90
Amsterdam
92
Great Falls

Salary Equivalence

A $75,000 salary in Amsterdam has the same purchasing power as $61,682 in Great Falls.

Conversely, $75,000 in Great Falls equals $91,193 in Amsterdam.

Living in Amsterdam vs Great Falls

Housing Costs

Amsterdam's housing index of 138 is higher Great Falls's 82, translating to median home prices of $595,000 vs $325,000. The $270,000 difference in home prices means roughly $17,556 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $1,050/mo in Great Falls, a monthly difference of $1,050.

Grocery & Food Costs

Grocery expenses index at 95 in Amsterdam and 99 in Great Falls. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $470/month in Great Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 90 in Great Falls. Monthly utility bills average approximately $472 in Amsterdam vs $360 in Great Falls. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Amsterdam and 92 in Great Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,000 in Amsterdam and $55,800 in Great Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $63,409 respectively. Great Falls residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $1,302/month in Great Falls. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Great Falls, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 56 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 21.6% more affordable overall with an index of 88 vs 107.
A $75,000 salary in Amsterdam has equivalent purchasing power to approximately $61,682 in Great Falls, based on the cost of living difference.
Amsterdam's housing index is 138 with median homes at $595,000, while Great Falls's is 82 with median homes at $325,000.

Moving & Relocation Resources

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