Amsterdam vs Frisco
Cost of Living Comparison · 2026
Amsterdam
Frisco
The Verdict
Living in Amsterdam costs 7.0% less than Frisco. To match the purchasing power of a $75,000 salary in Amsterdam, you would need $80,607 in Frisco.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amsterdam has the same purchasing power as $80,607 in Frisco.
Conversely, $75,000 in Frisco equals $69,783 in Amsterdam.
Living in Amsterdam vs Frisco
Housing Costs
Amsterdam's housing index of 138 is lower Frisco's 142, translating to median home prices of $595,000 vs $500,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $1,900/mo in Frisco, a monthly difference of $200.
Grocery & Food Costs
Grocery expenses index at 95 in Amsterdam and 99 in Frisco. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $470/month in Frisco. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 99 in Frisco. Monthly utility bills average approximately $472 in Amsterdam vs $396 in Frisco. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 90 in Amsterdam and 100 in Frisco. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $58,000 in Amsterdam and $126,048 in Frisco. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $109,607 respectively. Frisco residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $2,941/month in Frisco. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Frisco, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 19 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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