City Comparison

Amsterdam vs Fort Worth

Cost of Living Comparison · 2026

Amsterdam

Netherlands
107
Above Average
$595,000
Median Home
$2,100/mo
Median Rent
$58,000
Median Income

Fort Worth

Texas
95
Below Average
$270,000
Median Home
$1,400/mo
Median Rent
$62,187
Median Income

The Verdict

12.6%

Living in Fort Worth costs 12.6% less than Amsterdam. To match the purchasing power of a $75,000 salary in Amsterdam, you would need $66,589 in Fort Worth.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
138
Amsterdam
87
Fort Worth
Groceries
95
Amsterdam
96
Fort Worth
Utilities
118
Amsterdam
99
Fort Worth
Transportation
112
Amsterdam
106
Fort Worth
Healthcare
90
Amsterdam
100
Fort Worth

Salary Equivalence

A $75,000 salary in Amsterdam has the same purchasing power as $66,589 in Fort Worth.

Conversely, $75,000 in Fort Worth equals $84,474 in Amsterdam.

Living in Amsterdam vs Fort Worth

Housing Costs

Amsterdam's housing index of 138 is higher Fort Worth's 87, translating to median home prices of $595,000 vs $270,000. The $325,000 difference in home prices means roughly $21,120 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $1,400/mo in Fort Worth, a monthly difference of $700.

Grocery & Food Costs

Grocery expenses index at 95 in Amsterdam and 96 in Fort Worth. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $456/month in Fort Worth. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 99 in Fort Worth. Monthly utility bills average approximately $472 in Amsterdam vs $396 in Fort Worth. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Amsterdam and 100 in Fort Worth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,000 in Amsterdam and $62,187 in Fort Worth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $65,460 respectively. Fort Worth residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $1,451/month in Fort Worth. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Fort Worth, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 51 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Worth is 12.6% more affordable overall with an index of 95 vs 107.
A $75,000 salary in Amsterdam has equivalent purchasing power to approximately $66,589 in Fort Worth, based on the cost of living difference.
Amsterdam's housing index is 138 with median homes at $595,000, while Fort Worth's is 87 with median homes at $270,000.

Moving & Relocation Resources

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