City Comparison

Amsterdam vs Fishers

Cost of Living Comparison · 2026

Amsterdam

Netherlands
107
Above Average
$595,000
Median Home
$2,100/mo
Median Rent
$58,000
Median Income

Fishers

Indiana
106
Above Average
$391,000
Median Home
$1,475/mo
Median Rent
$130,200
Median Income

The Verdict

0.9%

The cost gap between these cities is 0.9%, with Fishers being the more affordable option. A $75,000 income in Amsterdam has equivalent purchasing power to $74,299 in Fishers.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
138
Amsterdam
120
Fishers
Groceries
95
Amsterdam
99
Fishers
Utilities
118
Amsterdam
100
Fishers
Transportation
112
Amsterdam
102
Fishers
Healthcare
90
Amsterdam
99
Fishers

Salary Equivalence

A $75,000 salary in Amsterdam has the same purchasing power as $74,299 in Fishers.

Conversely, $75,000 in Fishers equals $75,708 in Amsterdam.

Living in Amsterdam vs Fishers

Housing Costs

Amsterdam's housing index of 138 is higher Fishers's 120, translating to median home prices of $595,000 vs $391,000. The $204,000 difference in home prices means roughly $13,260 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $1,475/mo in Fishers, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 95 in Amsterdam and 99 in Fishers. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $470/month in Fishers. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 100 in Fishers. Monthly utility bills average approximately $472 in Amsterdam vs $400 in Fishers. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Amsterdam and 99 in Fishers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,000 in Amsterdam and $130,200 in Fishers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $122,830 respectively. Fishers residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $3,038/month in Fishers. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Fishers, median rent of $1,475/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Fishers is 0.9% more affordable overall with an index of 106 vs 107.
A $75,000 salary in Amsterdam has equivalent purchasing power to approximately $74,299 in Fishers, based on the cost of living difference.
Amsterdam's housing index is 138 with median homes at $595,000, while Fishers's is 120 with median homes at $391,000.

Moving & Relocation Resources

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