City Comparison

Amsterdam vs Fayetteville

Cost of Living Comparison · 2026

Amsterdam

Netherlands
107
Above Average
$595,000
Median Home
$2,100/mo
Median Rent
$58,000
Median Income

Fayetteville

Arkansas
90
Below Average
$332,000
Median Home
$1,025/mo
Median Rent
$59,100
Median Income

The Verdict

18.9%

The cost gap between these cities is 18.9%, with Fayetteville being the more affordable option. A $75,000 income in Amsterdam has equivalent purchasing power to $63,084 in Fayetteville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
138
Amsterdam
94
Fayetteville
Groceries
95
Amsterdam
92
Fayetteville
Utilities
118
Amsterdam
98
Fayetteville
Transportation
112
Amsterdam
95
Fayetteville
Healthcare
90
Amsterdam
78
Fayetteville

Salary Equivalence

A $75,000 salary in Amsterdam has the same purchasing power as $63,084 in Fayetteville.

Conversely, $75,000 in Fayetteville equals $89,167 in Amsterdam.

Living in Amsterdam vs Fayetteville

Housing Costs

Amsterdam's housing index of 138 is higher Fayetteville's 94, translating to median home prices of $595,000 vs $332,000. The $263,000 difference in home prices means roughly $17,100 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $1,025/mo in Fayetteville, a monthly difference of $1,075.

Grocery & Food Costs

Grocery expenses index at 95 in Amsterdam and 92 in Fayetteville. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $437/month in Fayetteville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 98 in Fayetteville. Monthly utility bills average approximately $472 in Amsterdam vs $392 in Fayetteville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Amsterdam and 78 in Fayetteville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,000 in Amsterdam and $59,100 in Fayetteville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $65,667 respectively. Fayetteville residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $1,379/month in Fayetteville. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Fayetteville, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 44 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 18.9% more affordable overall with an index of 90 vs 107.
A $75,000 salary in Amsterdam has equivalent purchasing power to approximately $63,084 in Fayetteville, based on the cost of living difference.
Amsterdam's housing index is 138 with median homes at $595,000, while Fayetteville's is 94 with median homes at $332,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases