⚖️ City Comparison

Amsterdam vs El Paso

Cost of Living Comparison · 2026 Data

Amsterdam

Netherlands
126
Expensive
$457,000
Median Home
$1,920/mo
Median Rent
$72,600
Median Income

El Paso

Texas
85
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$47,568
Median Income

💡 The Verdict

33% Cheaper

El Paso is 33% cheaper than Amsterdam overall. A $75,000 salary in Amsterdam is equivalent to $50,595 in El Paso.

Category-by-Category Breakdown

Index values for Amsterdam (left) vs El Paso (right). National average = 100.

Housing
145
Housing
69
Groceries
121
Groceries
95
Utilities
122
Utilities
93
Transportation
124
Transportation
98
Healthcare
126
Healthcare
89

Detailed Price Comparison

Estimated item-level prices in Amsterdam versus El Paso. Differences shown from Amsterdam perspective.

ItemAmsterdamEl PasoDifference
1-Bed Rent$1,430/mo$720/mo+$710.00
2-Bed Rent$1,920/mo$1,000/mo+$920.00
3-Bed Rent$2,500/mo$1,350/mo+$1150.00
Bread (loaf)$3.42$2.54+$0.88
Milk (gallon)$4.53$3.63+$0.90
Eggs (dozen)$3.95$3.33+$0.62
Coffee (latte)$7.00$5.93+$1.07
Gas (gallon)$3.77$3.25+$0.52
Restaurant Meal$20.47$15.28+$5.19

💰 Salary Equivalence

A $75,000 salary in Amsterdam has the same purchasing power as $50,595 in El Paso.

Conversely, $75,000 in El Paso equals $111,176 in Amsterdam.

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126 vs 85

Reading These Numbers: Amsterdam (126) vs El Paso (85)

Amsterdam at 126 is 26% above the US average, while El Paso at 85 is 15% below average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.

In Amsterdam, the composite index of 126 reflects a weighted calculation where housing carries the most influence at 145, followed by groceries (121), utilities (122), transportation (124), and healthcare (126). Housing is the primary cost driver here.

For renters: With median rents of $1,920/mo in Amsterdam and $1,000/mo in El Paso, the annual rent difference is approximately $11,040.0. Over a 5-year period, that compounds to $55,200.0 in savings by choosing the more affordable city.

For homebuyers: The $272,000.0 difference in median home prices between Amsterdam and El Paso translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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Making Your Decision: Amsterdam vs El Paso

Choosing between Amsterdam and El Paso involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.

Beyond the numbers shown above, quality of life differences between Amsterdam and El Paso can meaningfully affect your financial picture in ways the index does not capture. Commute time translates to fuel costs and vehicle depreciation. Climate affects utility bills seasonally. Access to public parks and free cultural venues reduces entertainment spending. Consider these secondary financial effects alongside the direct cost comparisons when making your final decision.